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Mobile Deposit

Do you want to bank right now? Or maybe you need to bank at midnight on a Saturday when your friend pays you back for a concert ticket. With Central Bank Mobile Deposit, you’re never more than a few taps on your mobile device from getting it done.

Having access to the tools and conveniences we want, where we want them, and when we want them, is something we’ve all come to expect. Central Bank Mobile Deposit offers that kind of ease, convenience and simplicity of use. Put simply: sign in to Mobile Banking, tap Deposits then New Deposit, and follow the prompts to capture and deposit your endorsed check. That's it! And you’re on to what’s next.

You may have questions or wish to dig in to the particulars of eligibility requirements and mobile operating systems. See the overview and FAQs below or give us a call for a detailed explanation of mobile deposit.

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Central Bank Mobile Deposit is readily accessible, easy to set up and simple to execute.

Mobile Banking is required to access Mobile Deposit.

Sign up today by contacting a Personal Banker. The next time you sign in to Mobile Banking, the Mobile Deposit Terms and Conditions will appear. Once you review the Terms and Conditions, you’re all set to make deposits. Tap the Deposits icon, New Deposit and follow the prompts to capture and deposit your endorsed checking. That’s it!

The maximum amount you can deposit using Mobile Banking is $10,000.

Mobile Deposit is subject to approval. Deposits may not be available for immediate withdrawal.

This product is a non-interest earning product

What is the cost of Mobile Deposit?

There is no charge for Mobile Deposit. However, Mobile Banking is required. Before using Mobile Banking and Deposit, consult your carrier regarding text messaging and data plan fees that may apply.

I want it. How do I get it?

You can apply here through the Mobile Deposit online application form or contact a Personal Banker.

What is the cut-off time for deposits made with Mobile Deposit?

If your mobile deposit is received and accepted by our cutoff time of 5 PM Central Time, it will post to your account that same business day. Otherwise, the deposit will post to your account the next business day we are open. Mobile deposits may not be available for immediate withdrawal and will be available based on Central Bank’s Funds Availability Policy.

I'm wary of using my phone to deposit a check. Is it safe?

Mobile Deposit uses advanced encryption and security technology so your info, including check images, is not stored on your device.

Brittny Brunning

Branch Manager I

Location: Storm Lake North Branch

Work Phone: (712) 732-1919

Bryan Johnson

Vice President, Regional Retail Manager | NMLS#651499

Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

Julie Dhabalt

Retail Branch Supervisor

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Nancy George

Personal Banker II/Emerald Club Director

Location: Dakota Dunes Main Office

Work Phone: (605) 540-4333

Russell Asman

Branch Manager II | NMLS#1752613

Location: Des Moines Drake Branch

Work Phone: (515) 471-1168

Stacy Meyer

Personal Banker II/Emerald Club Director

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

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