The following are ten valuable
security steps you can take to help keep your financial accounts secure.
1. Enable multi-factor
authentication for all online services including email and financial accounts.
2. Monitor your financial
accounts by setting up alerts for account activity and maintenance. Central
Bank’s Online Banking offers some fantastic text and email notifications!
3. Use Central Bank’s Online
Banking and Mobile Banking to review activity at least weekly. The faster a
fraudulent transaction is identified, the easier it is to correct!
4. Do not respond to
unsolicited e-mails, telephone calls or text messages asking for personal
information. Central Bank will not contact you requesting this type of information.
5. Use a password manager
to create and store your passwords. Using simple passwords or reusing the same
password on different websites makes your account much easier for bad actors to
6. Do not store
confidential information on computers, flash drives, cell phones or other
electronic devices without securing the information with encryption or password
7. Make sure any device you
use to connect to Online Banking has all security updates installed. Do not use
insecure wireless connections to access financial services.
8. Cancel credit or debit
cards you no longer use.
9. Each year, request a
free credit report from the three credit reporting companies at www.annualcreditreport.com or by calling (877) 322-8228. Reviewing these reports
can help detect fraud. Remember to also request credit reports for underage
members of your household — fraudsters often focus on young people because
their credit is not established yet.
10. Ask a Central Bank team member
about anti-fraud programs and make sure we have your current contact