Home personal loans Fixed-Rate Mortgages

Fixed-Rate Mortgages Photo Fixed-Rate Mortgages

Mortgages built for the long-haul.

A fixed-rate mortgage is one in which your interest rate and monthly payment will remain the same for the life of your loan, protecting you from rising interest rates.

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Fixed-Rate Mortgages are a straightforward and predictable home loan option that can help a homeowner plan for the future and set today’s budget.

  • Mortgage interest rate, principal and interest stay the same for the entire term of the loan
  • Terms to fit your needs.

Standard credit qualifications apply.

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What type of property can I finance?

We can finance all types of properties. Typically, fixed-rate mortgages apply to primary residences for single families.

How do I know if a fixed-rate mortgage is right for me?

If you like predictability and the ability to budget long-term, it might be the right option for you. You can visit our Online Mortgage Center to do various loan calculations as you discover the answer to this question.

Will I need a down payment? How much?

The answer is almost always yes, though specialty loans do exist. How much you’ll need depends on the type of loan you choose. You can look at various scenarios using our online mortgage calculators.

What is escrow?

Escrow are funds included in your monthly mortgage payment to cover your taxes and homeowner’s insurance. Your bank keeps these funds in an account to make payments on your behalf.

Angie Van Otterloo's Image

Angie Van Otterloo

Mortgage Loan Officer | NMLS#402073

Location: Sioux City Mortgage Lending Office

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Charlie Larson's Image

Charlie Larson

Vice President II, Mortgage Loan Officer | NMLS#493731

Location: Storm Lake Main Office

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Chris Jenness's Image

Chris Jenness

Vice President, Mortgage Loan Officer | NMLS#493730

Location: Cherokee Main Office

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Christopher Krueger's Image

Christopher Krueger

Vice President II, Managing Mortgage Loan Officer | NMLS#728693

Location: Sioux City Main Office

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Cindy Mart's Image

Cindy Mart

Vice President II, Mortgage Loan Officer | NMLS#493726

Location: Spirit Lake Main Office

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Dianna Koontz's Image

Dianna Koontz

Vice President, Mortgage Loan Officer | NMLS#493728

Location: Sioux City Main Office

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Jared Noteboom's Image

Jared Noteboom

Mortgage Loan Officer | NMLS#1207705

Location: Sioux City Mortgage Lending Office

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JoAnn Linn's Image

JoAnn Linn

Assistant Vice President, Mortgage Loan Officer | NMLS #1254154

Location: Sioux Falls Mortgage Lending Office

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Karen Benecke-Renken's Image

Karen Benecke-Renken

Assistant Vice President, Mortgage Loan Officer | NMLS#400191

Location: Urbandale 100th St. Branch

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Laurie Beardsley's Image

Laurie Beardsley

Assistant Vice President, Mortgage Loan Officer | NMLS#441062

Location: Sioux City Main Office

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Matthew Klein's Image

Matthew Klein

Vice President II, Managing Mortgage Loan Officer | NMLS#446592

Location: Waukee Main Office

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Peter Jenkins's Image

Peter Jenkins

Assistant Vice President, Mortgage Loan Officer | NMLS #1136071

Location: Sioux Falls Minnesota Branch

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Riley Almos's Image

Riley Almos

Mortgage Loan Officer | NMLS#1147299

Location: Brookings Main Office

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