What type of property can I finance?

We can finance all types of properties. Typically, fixed-rate mortgages apply to primary residences for single families.

How do I know if a fixed-rate mortgage is right for me?

If you like predictability and the ability to budget long-term, it might be the right option for you. You can visit our Online Mortgage Center to do various loan calculations as you discover the answer to this question.

Will I need a down payment? How much?

The answer is almost always yes, though specialty loans do exist. How much you’ll need depends on the type of loan you choose. You can look at various scenarios using our online mortgage calculators.

What is escrow?

Escrow are funds included in your monthly mortgage payment to cover your taxes and homeowner’s insurance. Your bank keeps these funds in an account to make payments on your behalf.