Home personal checking Simple Checking Online Application

Simple Checking Online Application

Simple Checking means no fees with online statements. And, it means no minimum balance required to maintain the account, access to online banking, bill pay and more. You get the benefits you want. It’s simplicity itself – a checking account that just works for you.

Apply

Simple Checking offers numerous benefits for account holders, including:

$100 minimum deposit to open account
No minimum balance required
Free Debit Card* with No ATM Fees**
Free Online Banking
Free Online Bill Pay
Bankline 24/7
Free Mobile Banking*** with Mobile Deposit*
Direct Deposit
Free Online Statements or $3/statement mailed
Free first order of basic checks
Central Bank Visa Credit Card*
Overdraft Reseve*

*Debit Card, Mobile Deposit, Visa Credit Card and Overdraft Reserve are subject to approval.

**If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees.

***Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

Service charge is subject to Iowa and local option sales tax, excluding customers with an address outside the state of Iowa.

This account is a non-interest earning account.

How do I enroll for Online Banking?

You can enroll for Online Banking through our website or contact a Central Bank personal banker.

Does Central Bank offer Mobile Banking?

Yes, Central Bank offers Mobile Banking with Mobile Deposit. Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

Brittny Brunning

Branch Manager I

Location: Storm Lake North Branch

Work Phone: (712) 732-1919

Debbie Nelson

Relationship Banker II/Emerald Club Director

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Dustin Pohlman

Vice President, Regional Retail Manager

Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Julie Dhabalt

Retail Branch Supervisor

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Nancy George

Personal Banker II/Emerald Club Director

Location: Dakota Dunes Main Office

Work Phone: (605) 540-4333

Russell Asman

Branch Manager II | NMLS#1752613

Location: Des Moines Drake Branch

Work Phone: (515) 471-1168

Stacy Meyer

Personal Banker II/Emerald Club Director

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

access your home’s value

Home Equity L ine of Credit

You are now leaving Central Bank

You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.