Mortgage Rate Relief

Cut Your Mortgage Rate by Up to 1.5% + No Origination Fee

We know buying a home is a big decision. That's why we're making it a little easier with our Mortgage Rate Relief Program.

Beginning July 6, 2026, qualified buyers can save up to 1.5% on their interest rate AND pay no origination fee—that's real money back in your pocket every month.

Contact a Mortgage Loan Officer today to see if you qualify!

Qualifications Include: 

  • Borrowers’ income is at or below 80% Area Median Income (AMI) according to Federal Housing Finance Agency’s (FHFA) Underserved Areas Data
  • Available for purchase transactions only, primary residence, 1-4 family dwellings
  • Can be used in conjunction with other eligible grants, including the FHLB Des Moines Down Payment products, which has separate requirements. Cannot be combined with any other Central Bank loan offers.
  • Subject to standard credit qualifications
  • FHLB relief funds are limited and available on a first‑come, first‑served basis

Choose a lender to apply with