Open Mobile Banking. Deposit your check. Then carry on with your day. It's that easy!

Do you want to bank right now? Or maybe you need to bank at midnight on a Saturday when your roommate pays you back for those concert tickets. With Central Bank Mobile Deposit, you’re never more than a few taps on your mobile device from getting it done.

Having access to the tools and conveniences we want, where we want them, and when we want them, is something we’ve all come to expect. Central Bank Mobile Deposit, a feature within Mobile Banking, offers that kind of ease, convenience and simplicity of use. Put simply: sign in to Mobile Banking, tap Deposits, New Deposit and follow the prompts to capture and deposit your endorsed check. That's it! And you’re on to what’s next.

You may have questions or wish to dig in to the particulars of eligibility requirements and mobile operating systems. We like your style! See below or give us a call for a detailed explanation of Mobile Deposit.

Central Bank Mobile Deposit is readily accessible, easy to set up and simple to execute.

Requirements for using Mobile Deposit

A Central Bank checking or savings account is required, as well as Mobile Banking.

Get Started with Mobile Deposit Today

Sign up by contacting a Personal Banker. The next time you sign in to Mobile Banking, the Mobile Deposit Terms and Conditions will appear. Once you review the Terms and Conditions, you’re all set to make deposits. Tap the Deposits icon, New Deposit and follow the prompts to capture and deposit your endorsed check. That’s it!

The maximum amount you can deposit using Mobile deposit is $10,000 per day.

Mobile Deposit is subject to approval. Deposits may not be available for immediate withdrawal; refer to Funds Availability Policy.

Mobile Deposit FAQs

Q: Does this service cost anything?

A: There is no charge for Mobile Deposit. However, Mobile Banking is required. Before using Mobile Banking and Deposit, consult your carrier regarding text messaging and data plan fees that may apply.

Q: I want it. How can I get it?

A: Contact a Personal Banker to sign up.

Q: Will my device work with Central Bank Mobile Deposit?

A: Not all devices, but most. Apple and Android phones are supported devices.

Q: How does Mobile Deposit work?

A: In many ways, it’s like aligning a document on a scanner or copier. It works in just a few steps:

1. Sign in to Mobile Banking
2. Select the Deposits icon
3. Tap New Deposit
4. Specify the account in which you’d like to deposit the check
5. Enter the check amount
6. Endorse your deposit by including the following phrase with an authorized signature:

   FOR CENTRAL BANK MOBILE DEPOSIT
   

7. Snap photos of the front and back of your check while following the guidelines on proper alignment, lighting and angle.
8. Confirm the deposit
9. Then submit!

Q: What are the cut-off times for deposits made with Mobile Deposit?

A: Funds deposited using the service before 5 PM CST will be deposited on that Business Day.  Deposits made on a Business Day after 5 PM CST will be considered to be made on the next Business Day.  Funds deposited may not be available for immediate withdrawal and will be available based on Central Bank’s Funds Availability Policy.

Q: I’m wary of using my phone to deposit a check. Is it safe?

A: Mobile Deposit uses advanced encryption and security technology so your info, including check images, is not stored on your device.

Q: Do I need to keep my checks or do I throw them away?

A: Keep your checks for 30 days just in case the original is needed for any reason. As an extra measure, make a note on the check of the date you deposited the check and specify “Mobile”. After 30 days, please destroy the check or mark it “Void”.