Holiday Hours & Cut-off Times

We value your time and want to ensure you have the information you need to plan your banking during this holiday season! Below are our 2025 holiday hours and transaction cut-off times. 

Holiday Hours

Wed., Dec. 24, Christmas Eve
Open until 12 pm

Thurs., Dec. 25, Christmas Day
Not open

Wed., Dec. 31, New Year's Eve
Open until 4 pm

Thurs., Jan. 1, New Year's Day
Not open 

Transaction Cut-off Times

Plan ahead for early cut-off times. 

Christmas

ACH cut-off times: 

  • For an effective date before the holiday, please submit your transactions before 6 pm on Tues., Dec. 23.
  • For an effective date of Fri., Dec. 26, please submit your transactions before 6 pm on Wed., Dec. 24.

Wires (incoming and outgoing):

  • International: 10 am, Wed. Dec. 24
  • Domestic: 11 am, Wed., Dec. 24

Remote and mobile deposit:

  • 12 pm, Wed., Dec. 24

New Year's

ACH cut-off time:

  • For an effective date before the holiday, please submit your transactions before 6 pm on Tues., Dec. 30.
  • For an effective date of Fri., Jan. 2, please submit your transactions before 6 pm on Wed., Dec. 31.

Wires (incoming and outgoing):

  • International: 1 pm, Wed., Dec. 31
  • Domestic: 2 pm, Wed., Dec. 31

Remote and mobile deposit:

  • 4 pm, Wed., Dec. 31

Access your accounts anytime using Online or Mobile Banking.