Home business deposit-account Standard Business

Standard Business Photo Standard Business

Designed to Help Grow Your Business

Standard Business checking offers additional features like ACH origination to improve your efficiency and grow your business.

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  • Minimum to avoid fees/monthly maintenance: 
    • $1,000 average monthly balance. If below, $10/month. First month waived. 
  • 200 free monthly transactions. If over: 
    • $0.25/item for checks and deposit tickets
    • $0.25/item for deposited items on us
    • $0.25/item for deposited items not on us
  • ACH origination, limited volume*. Contact our Treasury Management team for more details! 
  • Free Debit Card*
  • Free Online Statements or $5 for monthly statements mailed
  • Free Online Banking with Bill Pay
  • Free Mobile Banking** with Mobile Deposit*

Open your Standard Business account by visiting any Central Bank location.

Closing fee of $30 applies to all accounts closed within 90 days of opening date. All account fees are subject to Iowa and local option sales tax, excluding our South Dakota locations. *Subject to approval. †If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. **Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

Is there an option for Online Banking?

Yes. With a Standard Business checking account, you’re able to view account history and make transfers between accounts. 

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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