Home business deposit-account Standard Business

Standard Business Photo Standard Business

Designed to Help Grow Your Business

Standard Business checking offers additional features like ACH origination to improve your efficiency and grow your business.

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  • Minimum to avoid fees/monthly maintenance: 
    • $1,000 average monthly balance. If below, $10/month. First month waived. 
  • 200 free monthly transactions. If over: 
    • $0.25/item for checks and deposit tickets
    • $0.25/item for deposited items on us
    • $0.25/item for deposited items not on us
  • ACH origination, limited volume*. Contact our Treasury Management team for more details! 
  • Free Debit Card*
  • Free Online Statements or $5 for monthly statements mailed
  • Free Online Banking with Bill Pay
  • Free Mobile Banking** with Mobile Deposit*

Open your Standard Business account by visiting any Central Bank location.

Closing fee of $30 applies to all accounts closed within 90 days of opening date. All account fees are subject to Iowa and local option sales tax, excluding our South Dakota locations. *Subject to approval. †If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. **Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

Is there an option for Online Banking?

Yes. With a Standard Business checking account, you’re able to view account history and make transfers between accounts. 

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Alysa Foster

Branch Manager I | NMLS #903688

Location: Sioux City Morningside Branch

Work Phone: (712) 276-3135

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Amy Button

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Work Phone: (605) 696-3416

Andrew Clausen's Image

Andrew Clausen

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Location: Urbandale 100th St. Branch

Work Phone: (515) 254-9000

Angela Reinert's Image

Angela Reinert

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Work Phone: (712) 749-7513

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Ashly Esquivel

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Location: Sioux City Main Office

Work Phone: (712) 293-2265

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Blair Martyr

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Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Brittny Brunning's Image

Brittny Brunning

Branch Manager I

Location: Storm Lake North Branch

Work Phone: (712) 732-1919

Cole Bruening's Image

Cole Bruening

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Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

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Damon Punt

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Work Phone: (605) 977-5566

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Debbie Nelson

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Work Phone: (712) 225-2546

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Dianna Tran

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Work Phone: (515) 254-9000

Ethan Moxnes's Image

Ethan Moxnes

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Location: Sioux Falls Western Branch

Work Phone: (605) 782-0759

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Jessica Inrachavonga

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Location: Des Moines Highland Park Branch

Work Phone: (515) 331-7235

Joseph Sudbeck's Image

Joseph Sudbeck

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Location: Sioux Falls Western Branch

Work Phone: (605) 977-7500

Julie Dhabalt's Image

Julie Dhabalt

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Location: Cherokee Main Office

Work Phone: (712) 225-2546

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Karrie Meyerhoff

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Location: Sioux City Main Office

Work Phone: (712) 293-2265

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Kaylea Struve

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Location: Sioux City Main Office

Work Phone: (712) 293-2265

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Logan Nolan

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Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

Nancy George's Image

Nancy George

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Location: Dakota Dunes Main Office

Work Phone: (605) 540-4333

Rhonda Rowe's Image

Rhonda Rowe

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Location: Des Moines Ingersoll Branch

Work Phone: (515) 331-7235

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Russell Asman

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Location: Des Moines Drake Branch

Work Phone: (515) 471-1168

Stacy Meyer's Image

Stacy Meyer

Personal Banker II/Emerald Club Director

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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