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Online Banking

Business Online Banking

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Business Savings Accounts

Business Savings: Classic or Platinum Money Market

Setting aside easily-accessible funds is an important way to safeguard the financial health of your business. Most experts recommend that businesses keep at least enough cash to cover operating expenses for a period of three to six months. Central Bank can help—with your choice of Classic or Platinum Money Market savings accounts.

Compare these accounts below. Then call or stop by your local Central Bank office to set up your business savings account.

Classic Savings

Security for your small business, peace of mind for you. Our Classic Savings account offers variable interest, no monthly fee with a $100 minimum balance and always-accessible funds.

Perks

Variable interest, paid quarterly

Quarterly statement mailed, monthly if electronic transfers

Open your Business Classic Savings account at any Central Bank location today.

Account Minimums

$100 minimum deposit to open account

$100 minimum balance or $250 average monthly balance to avoid fees. If below, $2/month†

Additional Information

A Central Bank Business Checking Account is required.

Closing fee of $30 applies to all accounts closed within 90 days of opening date.†

†All account fees are subject to Iowa and local option sales tax, excluding our South Dakota locations.

Platinum Money Market Savings

Get rewarded for a higher business savings balance. You'll earn a higher rate of interest compared to our Classic Savings account while still ensuring fast and easy access to your capital.

Perks

Variable interest, paid monthly based on the following balance tiers:

$0.00 – $9,999.99
$10,000.00 – $99,999.99
$100,000.00 – $249,999.99
$250,000.00 – $499,999.99
$500,000.00 – $999,999.99
$1,000,000.00 – $4,999,999.99
$5,000,000.00 and above

Online statements or monthly paper statements mailed

Account Minimums

$1,000 minimum deposit to open account

$1,000 minimum balance or $2,500 average monthly balance to avoid fees. If below, $10/month†

Additional Information

A Central Bank Business Checking Account is required.

Closing fee of $30 applies to all accounts closed within 90 days of opening date.†

†All account fees are subject to Iowa and local option sales tax, excluding our South Dakota locations.

Streamline Your Company's Banking

Running a business is all about efficiency. And at Central Bank, we understand the value of your time. That's why we've designed our online banking services for businesses like yours. Our digital banking platform is your personal financial assistant, available 24/7 and packed with features to make your banking experience seamless.

Learn more about business online banking from Central Bank. As always, you can contact your local branch with any questions.