Home business deposit-account Small Business

Small Business Photo Small Business

A Perfect Checking Solution for Small Businesses

Small business owners and entrepreneurs are a different breed. Things like long days, short nights and tackling the daily challenges of running a business don’t phase them. Central Bank offers the Small Business checking account that provides all the services small business owners need with low fees. This means less time worrying about balance requirements and more time focused on building a great business to serve the community.

Comparison Chart

Small business owners and entrepreneurs can use Small Business Checking to help them get their operation up and running with the numerous benefits of this account:‚Äč

  • Minimum to avoid fees/monthly maintenance: 
    • $100 average monthly balance. If below, $5/month. First month waived. 
  • 50 free monthly transactions. If over: 
    • $0.25/item for checks and deposit tickets
    • $0.25/item for deposited items on us
    • $0.25/item for deposited items not on us
  • Free Debit Card*
  • Free Online Statements or $5 for monthly statements mailed
  • Free Online Banking with Bill Pay
  • Free Mobile Banking** with Mobile Deposit*

Open your Small Business account by coming by any Central Bank location.

Closing fee of $30 applies to all accounts closed within 90 days of opening date. All account fees are subject to Iowa and local option sales tax, excluding our South Dakota locations. *Subject to approval. †If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. **Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

Is there an option for Online Banking?

Yes. With a Small Business checking account, you are able to view account history and make transfers between accounts.

Alysa Foster's Image

Alysa Foster

Branch Manager I | NMLS #903688

Location: Sioux City Morningside Branch

Work Phone: (712) 276-3135

Andrew Clausen's Image

Andrew Clausen

Branch Manager II | NMLS #1269268

Location: Urbandale 100th St. Branch

Work Phone: (515) 254-9000

Angela Reinert's Image

Angela Reinert

Personal Banker II

Location: Storm Lake Main Office

Work Phone: (712) 749-7513

Ashly Esquivel's Image

Ashly Esquivel

Relationship Banker II | NMLS#1744911

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Blair Martyr's Image

Blair Martyr

Retail Branch Supervisor

Location: Spirit Lake Main Office

Work Phone: (712) 336-4100

Brittny Brunning's Image

Brittny Brunning

Branch Manager I

Location: Storm Lake North Branch

Work Phone: (712) 732-1919

Cole Bruening's Image

Cole Bruening

Relationship Banker I

Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

Damon Punt's Image

Damon Punt

Branch Manager I

Location: Sioux Falls Minnesota Branch

Work Phone: (605) 977-5566

Dianna Tran's Image

Dianna Tran

Business Account Specialist

Location: Ankeny Main Office

Work Phone: (515) 254-9000

Ethan Moxnes's Image

Ethan Moxnes

Business Account Specialist

Location: Sioux Falls Western Branch

Work Phone: (605) 782-0759

Jessica Inrachavonga's Image

Jessica Inrachavonga

Retail Branch Supervisor

Location: Des Moines Highland Park Branch

Work Phone: (515) 331-7235

Joseph Sudbeck's Image

Joseph Sudbeck

Relationship Banker I

Location: Sioux Falls Western Branch

Work Phone: (605) 977-7500

Julie Dhabalt's Image

Julie Dhabalt

Retail Branch Supervisor

Location: Cherokee Main Office

Work Phone: (712) 225-2546

Karrie Meyerhoff's Image

Karrie Meyerhoff

Business Account Specialist | NMLS#1792391

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Kaylea Struve's Image

Kaylea Struve

Branch Manager II | NMLS# 2014295

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Logan Nolan's Image

Logan Nolan

Branch Manager II | NMLS#1267884

Location: West Des Moines Mills Civic Branch

Work Phone: (515) 222-1144

Nancy George's Image

Nancy George

Personal Banker II/Emerald Club Director

Location: Sioux City Main Office

Work Phone: (712) 293-2265

Rhonda Rowe's Image

Rhonda Rowe

Branch Manager I

Location: Des Moines Ingersoll Branch

Work Phone: (515) 331-7235

Russell Asman's Image

Russell Asman

Branch Manager I | NMLS#1752613

Location: Des Moines Drake Branch

Work Phone: (515) 471-1168

Stacy Meyer's Image

Stacy Meyer

Personal Banker II/Emerald Club Director

Location: Storm Lake Main Office

Work Phone: (712) 732-2190

Wyatt Warkenthien's Image

Wyatt Warkenthien

Personal Banker II

Location: Sioux Falls Minnesota Branch

Work Phone: (605) 977-5525

Share

Share this on social media

  • Facebook
  • Email Us
Close

By clicking the social media icons you will be leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

You are now leaving Central Bank

You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

Would you like to continue?

Continue Cancel