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A Business Checking Solution for High-Transaction Businesses

Being busy as a business owner is good. It means you’re making transactions. It also means you have a lot of things on your mind. Your business checking account shouldn’t be one of them.

The Analysis Checking account is perfect for businesses with large transaction volumes needing Treasury Management products. A monthly analysis of your account balance and transactions is conducted to determine your fees. An earnings credit can be used to offset service fees. That’s just one less thing to think about when you’re trying to run your business.

Comparison Chart

Analysis Checking offers the benefit of a monthly analysis of your account along with many other great features you need to manage you business’s finances:

  • 10/month. First month waived. 
  • Earnings credit calculated on investable balance maintained during the analysis period and used to offset maintenance, check and deposit item fees.
  • Transactions:
    • $0.20/item for checks and deposit tickets
    • $0.10/item for deposited items not on us
  • Treasury Management services available*
  • Free Debit Card*
  • Free Online Statements or $5 for monthly statements mailed
  • Free Online Banking with Bill Pay
  • Free Mobile Banking** with Mobile Deposit*

Open your Analysis Checking account by visiting any Central Bank location today.

Closing fee of $30 applies to all accounts closed within 90 days of opening date. All account fees are subject to Iowa and local option sales tax, excluding our South Dakota locations. *Subject to approval. †If you receive an ATM surcharge, bring in or mail your original ATM receipt within 60 days and we will refund the surcharge. Excludes foreign surcharge fees. **Although Central Bank does not charge for Mobile Banking, standard text messaging and data plan fees from your mobile phone carrier may apply. Please consult your carrier before using Mobile Banking.

How do I know if this account is right for me?

Analysis Checking is designed for businesses that write and receive large numbers of checks each month. An analysis of your monthly activity will be used to determine the total fees assessed to your account.

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Angela Reinert

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Ashly Esquivel

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Blair Martyr

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Location: Spirit Lake Main Office

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Brittny Brunning

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Location: Storm Lake North Branch

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Cole Bruening

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Damon Punt

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Location: Sioux Falls Minnesota Branch

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Debbie Nelson

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Dianna Tran

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Ethan Moxnes

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Location: Sioux Falls Western Branch

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Jessica Inrachavonga

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Joseph Sudbeck

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Location: Sioux Falls Western Branch

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Julie Dhabalt

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Location: Cherokee Main Office

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Karrie Meyerhoff

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Kaylea Struve

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Logan Nolan

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Mark Heffernan

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Nancy George

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Rhonda Rowe

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Location: Des Moines Ingersoll Branch

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Russell Asman

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Location: Des Moines Drake Branch

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Stacy Meyer

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Location: Storm Lake Main Office

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Wyatt Warkenthien

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Business Classic Savings

Lower balances. Access. And Interest.

Classic Savings for the small business.

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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