High student loan debt is seen as a major obstacle to homeownership for the millennial generation. A survey by Apartment List found that student debt has been a major factor in millennials deciding to delay purchasing a home, despite the fact that nine out of 10 millennials desire to own a residence. Although... Learn More
We all know that getting a mortgage is a major decision, with lots of steps involved. Our Mortgage Loan Officers will guide and educate you about things you can do along the way to make the process go more smoothly. Since getting a mortgage requires that you show your creditworthiness and financial... Learn More
It’s hard to believe that 2017 is behind us and we have begun a new year. Inevitably, we have taken some time to contemplate the previous year‘s activities and are in the planning stages for 2018. Were you able to complete all of the goals you set out to accomplish in 2017? If so, I... Learn More
Get smart about credit: Know what factors affect your credit score The way you use credit can affect your ability to borrow money in the future. Using credit responsibly is key to securing a positive credit rating. Get Smart About Credit Day is Thursday, Oct. 19, which makes it an ideal time to learn... Learn More
Being focused, steady and humble can raise your score. A common topic among those new to the employment market and those needing to make a change in their personal financial life is the credit score. In the former, the topic is building a credit score from scratch; the latter, rebuilding damaged or... Learn More
So you want to be a farmer? Or you want to farm more land? If you answer in the affirmative to these questions, you’re not alone. For generations, Iowans have felt the pull of the land. To pursue that noble calling, much is required. Of the requirements that farming entails, perhaps none is more... Learn More
It’s time to buy, but your credit needs help. What do you do? You find yourself yearning for a place of your own. It could be a general feeling that the time is right. Or a big life change. Or it could be that you’ve got a roommate who has broken the code of touching your stuff in the... Learn More
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