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Renter's Insurance Renter’s Insurance

Coverage for Those Who Rent

Renters face many of the same personal and property threats that homeowners do. A renter and his or her possessions deserve no less protection. Renting a home, apartment, townhome or condominium comes with a significant limitation, you don’t own the property you are renting or leasing.  As a result, you may need to protect not only your personal possessions or personal liability but those of your landlord as well.

Information and/or definitions for generic insurance products are provided by Nationwide Insurance Company and do not represent a particular offering of coverage.

Renter's Insurance offers protection for you and your possessions when your landlord's insurance cant help you:

  • Personal property coverage - protects your possessions up to a certain amount from covered losses.
  • Scheduled personal property - optional coverage for more protection above your personal property coverage.
  • Liability coverage - protection from the result of property damage and bodily injury that is the result of your legal liability.
  • Optional coverage options - With so many options available, your renter's coverage can provide coverage for such losses as water backup of sewer, dwelling based business interests, and other extensions of personal liability.

Renter's insurance options are available to help protect your possessions from damage or theft. Find out more about claims service, potential bundle discounts and the other ways we help find the right renters coverage for you.

How do I file a claim?

Simply call the number listed on your insurance card to get in touch with our claims specialists. They will walk you through the process of filing a claim.

Mary Jo Olthoff

Mary Jo Olthoff

Insurance Personal Lines Account Executive

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Katie Waite

Katie Waite

Insurance Personal Lines Account Manager

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Melissa Hansen

Melissa Hansen

Insurance Personal Lines Manager

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Deb Kent

Deb Kent

Insurance Personal Lines Account Manager

Location: Sioux City Insurance Office

Phone: (712) 233-4054

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