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Homeowners Insurance Homeowners Insurance

Protect Your Home

How is your home or condominium protected in the event of weather damage, theft or other incidents? It’s your home. And some of the most valuable and personal items you possess are in it. Our agents get to know you and customize a protection that fits your life and the place you live. Find out more about claims service, potential bundle discounts and the other ways we help find coverage for you.

Information and/or definitions for generic insurance products are provided by Nationwide Insurance Company and do not represent a particular offering of coverage.

Homeowners insurance protects your home or condo in the event of:

  • Fire and lightning
  • Theft
  • Smoke damage
  • Freezing damage
  • Windstorms and hail

Additional coverage is also available including flood insurance, homeowner liability insurance and coverage for a second home. Contact your Central Insurance agent today to learn more.

How do I apply for homeowners insurance?

Simply call or come to your nearest Central Insurance office to start the application process for your homeowners insurance.

How do I file a claim?

Call the number listed on this site or your insurance card or come to your nearest Central Insurance office to get in touch with our claims specialists. They will walk you through the process of filing a claim.

Mary Jo Olthoff

Mary Jo Olthoff

Insurance Personal Lines Account Executive

Location: Storm Lake Insurance Office

Phone: (712) 732-7030

Katie Waite

Katie Waite

Insurance Personal Lines Account Manager

Location: Spirit Lake Insurance Office

Phone: (712) 336-5090

Melissa Hansen

Melissa Hansen

Insurance Personal Lines Manager

Location: Cherokee Insurance Office

Phone: (712) 225-4563

Deb Kent

Deb Kent

Insurance Personal Lines Account Manager

Location: Sioux City Insurance Office

Phone: (712) 233-4054

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You are leaving the Central Bank website. We are not endorsing or guaranteeing the products, information or recommendations provided by the organizations linked to our website. We are not liable for any failure of products or services advertised on those sites. We are not responsible for the validity, collection, use or security of information by organizations that may be linked to our website. We encourage you to read the privacy policies of websites reached through the use of links from the Central Bank website.

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